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Fix Your Credit

The Credit builder credit card is designed to help individuals establish or improve their credit by reporting on-time payments to the 3 major credit bureaus, with no fees and optional rewards.

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Build History

The Credit Builder Credit Card helps people with little or damaged credit build a positive history through no‑credit‑check approval, and reporting to all three major credit bureaus.

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Flag notices

Reports monthly payments to all three bureaus, helping establish a strong payment history (the largest factor in credit scores)

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Platform integration

Adds a revolving credit line, which improves credit mix when combined with the Credit Builder Account’s installment loan

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Edit notifications

Accessible to people with bad credit, thin credit files, or no credit at all

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Bluetooth access

High potential credit limit (up to $3,000) based on savings progress

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Start Building...

Order your credit builder card and raise your score.

Why you’ll like this credit building card: It helps you build credit and save money with monthly payments into a savings account that secures a credit limit on the accompanying secured credit card.
 
$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
 
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Who Benefits Most From This Card

 

This card is especially helpful if you:

  • Have no credit or poor credit and want a simple way to start rebuilding.

  • Want no hard credit check during sign up.

  • Want to build both installment and revolving credit through combined tools.

  • Need a card that reports to all three bureaus.